What would happen to your business if you couldn't work for six months? Or if a fire forced you to close for a month? For many NZ SMEs, the answer is worrying. Discover the real benefits of business insurance: protecting your income, assets, and future. Learn how tailored cover keeps your business running when the unexpected happens. Read more.

When headlines scream about SpaceX or OpenAI, it's tempting to feel like you're missing out. But here's the catch: most of us won't get shares at IPO price anyway. By the time you can buy, the initial pop has happened, you're buying on hype, not fundamentals. History shows chasing IPOs isn't a winning long-term strategy. If you're in diversified managed funds, you're already covered. You'll gain exposure to successful new companies as indices update, without having to pick winners early.

After three years, the RBNZ has raised the OCR to 2.50% in a move that surprised many. With inflation concerns driving the decision but wholesale rates staying flat, borrowers face a mixed picture. Our blog explores the fallout and what you should do next.