As we reflect on 2025 and look ahead, a clear theme has emerged in global markets: the era of narrow, concentrated leadership is giving way to broader participation. While artificial intelligence and technology continue to advance, investment returns are now coming from a more diverse set of regions, sectors, and companies. This evolution represents not a retreat from innovation, but rather a maturation of market dynamics.   Here’s what we’re observing and what it means for y

The RBNZ delivers its first OCR call of 2026 on 18 February. While the RBNZ February 2026 OCR announcement is expected to hold rates steady, markets are already looking past this meeting. Inflation remains above target, wholesale rates are climbing, and fixed mortgage costs are rising even as the OCR sits at 2.25%. Here’s what to watch, what it means for borrowers and savers, and why the Bank’s tone matters more than the headline number.

Your mortgage shouldn’t be "set and forget"—it could be costing you thousands. Life and rates change. Is it time for a review? Signs include: your fixed rate is expiring, your life has changed, you hear about better deals, repayments feel tight, or you haven't looked in 2+ years. Don't wait. See the 5 signs and take our free Mortgage Health Check now.