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Should you leave your UK pension in the UK or move it to a NZ QROPS? We compare the pros; tax-free withdrawals, PIR capped at 28%, a four-year tax-free transfer window, against the cons, including lost defined benefit security, higher fees, and the UK's five-year residency rule. There's no single right answer; it depends on your plans and circumstances.

Thinking of moving your UK pension to New Zealand? Most people focus on tax and QROPS eligibility, but two hidden costs can quietly drain thousands from your retirement savings. Who controls when your pounds become NZ dollars? And what happens every time you switch funds? The answers may surprise you. Before you transfer, read this. It could be the difference between a comfortable retirement and a costly mistake.

At Naked Finance, culture isn't a buzzword. It's a business strategy. Research shows that positive workplace cultures drive higher profitability, lower turnover, and better employee wellbeing. In this blog, we explore why we focus so much on culture, what it looks like in practice, and how it ultimately benefits our clients. Because when our team thrives, so does our business.