Mortgages | Naked Finance
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Mortgages

Buying a property can be one of the most significant moments in a young Kiwi's life... Or a chance to downsize as empty nesters... Or a retirement plan for a savvy investor. Whatever your life stage, we have the tools and knowledge to help you realise your property dreams.

Whatever you need, we can help

The benefits of a broker: Most lenders (Banks) will only talk to you about the products they have to offer as there is no advantage for them doing any different. But as a broker, it is our job to know the market and what it has to offer so we can recommend what is truly best for you. Not all lending is equal so whether you're buying a home, renovating or expanding your rental portfolio, we are here to help.

Cats at Home

Lets figure out what it is you need.

At Naked Finance, we take the time to understand your needs. We will get to know you, your property ambitions and your lending ability before guiding you towards the best the market has to offer you. We take a diagnostic approach to see what will fit you best rather then just reaching for the easy option. Remember the old saying, there are many ways to skin a cat. But seriously... don't skin a cat. 

When should you get help? Simple answer: As soon as possible!

Who can we help? In short, everyone!

First home buyers

The great unknown, sometimes it can feel like an insurmountable challenge to get on the property market in New Zealand with house prices going up, interest rates doing their merry dance. (trust us, we have been there too!). Always remember, there is no such thing as a dumb question!

Investors

Whether you're an experienced investor looking for your next cashflow positive rental. Or starting out on your property investment journey, trying to navigate the brightline test and the ever-decreasing tax benefits, we are here for you.

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Upsizing  or downsizing

Have you had another child? have they left home? Have they moved in with a partner to save for their first home? We know there are alot of reasons people look for a bigger, smaller home. But one thing remains true, your journey is unique and needs to be treated as such, so we take the time to understand the plan of attack, so you can optimise your chances of success.

Have a play with the mortgage calculator below and give us a call to find out how we can help make it a reality.

Let us do the mahi for you.

Naked Finance have terms of business with 28 different lenders across New Zealand. We strongly believe that our role is to find you the best fit lending in the marketplace, for that reason we ensure we have terms of business with all the major providers so we can honour this claim.

What makes us special?

Simply that we are not just mortgage brokers! We are a full suite advisory that looks at all aspects of your financial journey and understand that they must all work synergistically to provide the optimal result. We know the importance of ensuring a plan remains focused and on track to ensure your financial freedom.

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The Process

1. What would you like?

Lets take a look at what you are trying to achieve and suss the viability.

2. Its all about you.

We will collate information about you so when we apply to the banks they will be able to tell us if you fit who they want to lend to.

3. Its shopping time!

We then get you locked and loaded with pre approval and a budget and send you out to go shopping.

4. Buying the home.

It can be a stressful process so feel free to come to us for guidance, we know property and we even know a few tricks to beat the auction process, feel free to ask, no question is a dumb question!

5. Wrapped up with a bow on it.

Settlement day is here, we will liaise with the banks to ensure a smooth process, and leave you with the joy of unpacking those. boxes!

Mortgage Calcultor Anchor

Mortgage Calculator

Facts and Fiction

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