Whether you’re running a growing business, protecting the home and family you’ve built, or pursuing the passions and adventures that make life rewarding – you need insurance that moves with you. Not confusing policies or one‑size‑fits‑all promises. Just clear, dependable cover that fits the way you actually live.
We are an independent New Zealand insurance brokerage – now powered by Naked Finance – built to provide clear, practical cover for businesses and individuals alike. Founded by experienced insurance professionals, we cut through the confusion. Our focus is simple: protection that works the way you do, with nothing hidden and nothing wasted.
THE BENEFITS OF WORKING WITH US
The Naked Way
We craft quality financial solutions that fit your life, your goals, and your rhythm - tailored just for you.
We bare all
Our straight‑talking team walks you through every detail. Real clarity means real confidence.
Beat the odds
With straightforward guidance you can stop being another number and start getting ahead.
Culture forward
We reinvest a share of our profits into ongoing education and support for our team.
PROTECTION FOR YOUR BUSINESS, YOUR HOME & EVERYTHING IN BETWEEN
What we do
We arrange practical cover for business and personal risks – from trades and SMEs to property owners and families. Our role is to understand what matters to you, match you with trusted insurers, and stand beside you when it counts most (especially at claim time).
Who we work with
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Business owners and directors
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Trades, contractors, and professionals
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Small to medium enterprises
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Property owners and landlords
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Individuals and families
Because insurance doesn’t have to be a puzzle. We keep it clear, keep it honest, and keep it working for you.

WHAT'S WORTH PROTECTING?

Business Insurance
We provide customised business insurance designed to safeguard what you've built and keep your operations running. Expect honest guidance and fierce support right when you need it most.
Straightforward cover for Kiwi businesses, from sole traders to large enterprises.
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Commercial Property
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Business Interruption
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Fire & General
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Public, Statutory, Employers Liability
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Professional Indemnity
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Directors & Officers (D&O)
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Cyber Insurance
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Commercial Motor & Fleet
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Contract Works & Construction
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Trades & SME Packages
+ Many more.

Personal Insurance
We guide people and their families in safeguarding their homes, belongings, vehicles, and daily lives – offering clear, honest advice and policies tailored to how you actually live.
Protect what you value most.
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Home & Contents
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Vehicle Insurance
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Landlord Insurance
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Lifestyle & Rural Cover
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Boat & Marine Insurance
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Speciality vehicles/assets

Specialised Insurance
We assist businesses and individuals in securing custom protection for unusual assets, niche industries, or specific vulnerabilities – delivering transparent guidance and policies built to fit.
Cover for risks beyond the everyday.
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Spec Home
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Trade Credit
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Uni-mogs
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Drones
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Classic and Prestige Vehicles
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Event Cover
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Hole In One Cover
What can you insure with commercial and domestic?
MEET OUR AWARD WINNING TEAM
Meet Stephanie and Nathan, co-founders of Baron Insurance and trusted partners of Naked Finance. With more than a decade of experience helping New Zealanders protect what they value most, Stephanie and Nathan work closely with their clients to find the best cover for business, fire and general insurances.
Highly rated and highly awarded, the team have achieved more than 7 Australasian awards in the insurance industry, including Elite Broker, Elite Woman and Rising Star awards. It is because of this and their care, passion and authenticity that make them the perfect partners for Naked Finance.
If you are looking for general insurance advice from a team that will stand by you all the way from the quote process, through claims and beyond, reach out to our partners at Baron Insurance, powered by Naked Finance.

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TRUSTED PARTNERS OF NAKED FINANCE
See what our clients think of us
Frequently asked questions
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