Saving for retirement in New Zealand is simpler thanks to government contributions and employer matching. But with numerous KiwiSaver funds available, finding the right one for your unique situation can feel overwhelming.
At Naked Finance, we cut through the complexity. We'll explain exactly how KiwiSaver works, break down the different fund types, and help you identify which option aligns with your goals and risk tolerance. Our straightforward approach ensures you understand every recommendation, with no jargon and no pressure.
When we're done, you'll receive a clear, written summary of your review, covering your objectives, provider preferences, and a plain-English risk assessment. Everything you need to make confident, informed decisions about your retirement, all in one place.
Our Step-by-Step Process
Step 1: Connecting to Better Serve You
We start by getting to know you. Your adviser will meet with you (in person or virtually) to review your current financial situation, understand your retirement goals, and discuss any existing KiwiSaver arrangements. This isn't a sales pitch, it's about building a clear picture of where you are and where you want to be.
Step 2: KiwiSaver Basics Explained Clearly
We'll walk you through how KiwiSaver actually works, from government contributions and employer matching to withdrawal rules and the different types of funds available. No assumptions, no confusing terminology. Just clear, practical information so you understand your options.
Step 3: Introducing Specialist Providers
Based on your goals and circumstances, your adviser will introduce you to KiwiSaver providers from our carefully selected network. We work with leading specialists across New Zealand, and we'll explain why each option might, or might not, be a good fit for you. The choice always remains yours.
Step 4: Seamless Implementation Support
Once you've made your decision, we handle the heavy lifting. We guide you through every step of the switching or setup process, manage the paperwork, and stay available to answer any questions that come up along the way. We're with you until everything is in place - and beyond.
