Insurance isn't just a policy, it’s protection that works for your life. At Naked Finance, we help you find cover that adapts as your needs change and delivers when it matters most. Backed by strong relationships with New Zealand's leading insurers, we provide straightforward, tailored advice for every stage of your journey.
Our Insurance Solutions
Life Insurance
Provide for your loved ones financially, no matter what life throws your way. A tax-free lump sum payment to help your family maintain their lifestyle, pay off the mortgage, and cover everyday costs if you're no longer around.
Total Disability Cover
If you suffer a permanent disability and can't work again, this pays a lump sum to help secure your financial future. It provides the resources you need to adapt your life and cover ongoing expenses.
Trauma Insurance
A lump sum payment if you're diagnosed with a serious illness like cancer, heart attack, or stroke. It gives you the financial flexibility to focus on recovery, whether that means paying for treatment, taking time off work, or reducing your stress during a difficult time.
Income Protection
Replaces up to 75% of your regular income if you're unable to work due to illness or injury. It keeps the bills covered so you can focus on getting better, without the financial stress mounting up.
Business Insurance
Protect your business from the unexpected. We cover key team members, business interruption, and liability risks so your operations can survive and recover from major setbacks.
Fire & General Insurance
Comprehensive protection for life's unexpected events, from fire and theft to damage and liability. Coverage for your home, contents, vehicles, and business assets.
Already Have Insurance?
We'll review your existing policies to make sure they're still the right fit for your current needs and circumstances. Often, we find gaps in cover or opportunities to get better value.
Our Process
Step 1: Understanding Your Needs
We start by getting to know you, your current insurance, any debts, family considerations, and what matters most to you. This isn't a tick-box exercise; it's about truly understanding your circumstances so we can recommend cover that fits.
Step 2: Crafting a Personalised Plan
We research the market to find the best insurance options for your specific situation. We guide you through the options, explain the differences clearly, and secure the best terms available from our network of leading New Zealand insurers. The choice always remains yours.
Step 3: Staying on Top of Your Insurance
Your journey with us doesn't end once your insurance is in place. We're here for the long haul, regularly reviewing your cover as your life changes, ensuring it continues to meet your needs. Marriage, kids, a new mortgage, or a growing business; we help your protection keep up.
Step 4: Support and Guidance When You Need It Most
When it's time to make a claim, we're in your corner. We advocate for you, handle the paperwork, and manage the process so you can focus on what matters. We're here to make sure you get the support you're entitled to.
