Family finance at your fingertips
We’re Naked Finance - here to help NZ parents navigate health insurance, KiwiSaver for kids, and everything in between. No jargon, just smart advice.​
Naked Finance
Helping NZ Parents Build a Brighter Future
At Naked Finance, we’re on a mission to make family finances simple, stress-free, and future-ready. Whether you’re expecting a little one or already navigating parenthood, we’re here to help you. Parenthood is full of big decisions—let’s make money management one of the easy ones.
.png)
.png)
.png)
.png)
.png)
.png)
Enter the draw to WIN an Ergobaby Omni 360 Carrier
The Ergobaby Omni 360 is the all-in-one baby carrier for everyone. Effortlessly switch baby to face out or face you on the fly with our innovative sliders. All carry positions supported: front facing you, front facing out, hip and back. With a lumbar support waistbelt and extra cushioned shoulder straps, the Ergobaby is built with both baby and parent in mind.
We are giving away one Ergobaby Omni 360 Carrier per day at every Baby Expo across the country, 2025. If you missed us at our stall, enter your details via our promotion form to go into the draw to win. Ts and Cs apply.​
Need help with budgeting for your families future?
We've asked parents what their top concerns are when it comes to finances and funding their futures. Check out our videos below where we tackle the financial challenges most parents face.
KiwiSavers for kids. Why investing early is such a good idea.
Should you be setting up a KiwiSaver for your child? Jamie is lucky enough to have just had a child of his own and explains why getting a head start with KiwiSaver can make a big difference for your kids. Let’s dive in and explore how you can give them the best possible start!
Avoiding Common Financial Mistakes New Parents Make
Did you see these coming? Liam discusses some of the financial surprises he faced when becoming a parent. And more importantly, what you could do to avoid making the same mistakes.
How we have helped other Kiwi families
Emma's journey with health insurance
Emma was 30 weeks pregnant when she realised she didn’t have any health insurance - and suddenly, that felt risky. With New Zealand’s public health system under serious strain, growing waitlists, and fewer treatment options, she worried about how long she might have to wait if something went wrong during or after her pregnancy.
When Emma met the Naked Finance team at the Baby Expo, we made it simple for her. We helped her set up an affordable private health plan that gave her access to faster treatment, more specialists, and better choices - protecting both her and her children's future.
Now, Emma has the peace of mind that comes from knowing she won’t be stuck waiting if she or her babies ever needs urgent care.
​​
Mortgage readiness with Josh & Lisa
​When Josh and Lisa found out they were expecting their second child, their two-bedroom apartment suddenly felt a lot smaller. They wanted to upgrade but didn’t know if they could afford it. They never expected to meet someone they wanted to talk mortgages with while attending a Baby Expo, but that's exactly what happened. After meeting Naked Finance, they booked a mortgage review - and within a week, we showed them what they could borrow, how to restructure their current loan, and the steps to get pre-approval.
With a clear plan in place, they found the perfect family home without the usual stress and guesswork.
​​
Ben's KiwiSaver checkup was well overdue
Ben hadn’t checked his KiwiSaver since he set it up with his bank at university.
When he stopped by the Naked Finance stand at the Baby Expo, we offered him a free KiwiSaver checkup - and what we found shocked him. He was in a bank’s growth fund earning around 7-8% per year. Good, but not great.
We showed Ben that by switching to a top performing fund averaging closer to 10%, over 20 years he could end up with tens of thousands more in his KiwiSaver - all without paying any extra or saving more each week. That small difference could mean retiring earlier or upgrading his first home. We also helped him set up a KiwiSaver for the newest addition to his young family. Starting your kids off on the strongest financial foot ensures the brightest financial future.
​
Give your kids the brightest financial future, like Millie
When Millie was still a few months from being born, her parents met the Naked Finance team at the Baby Expo. They wanted to do something to ensure Millie had the best opportunity they could afford for her, even if it was something small. We helped them open a simple investment account, starting with just $10 a week, and showed them how compound interest could grow Millie's funds over the years.
This was a few years ago now and that small weekly amount is growing into a meaningful fund for Millie’s future, thanks to the power of compounding returns.
​
Whether you want to start a KiwiSaver or an investment account for your little one, the sooner you start, the more meaningful your returns will become.
​
