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Terms and Conditions – Refer a Friend Program

The Naked Finance "Refer a Friend" Program ("Program") is designed to reward both existing clients ("Referrers") and new clients ("Referred Friends") when a successful referral is made. By participating in the Program, you agree to the following terms and conditions:

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1. Eligibility

 

Referrer Eligibility

  • The Referrer must be an existing client of Naked Finance.

  • Referrers cannot refer themselves or their immediate family members (e.g., spouse, child, or parent) as Referred Friends.

 

Referred Friend Eligibility

  • The Referred Friend must be a new client who has not previously engaged with Naked Finance or its services.

  • The Referred Friend must mention the Referrer’s name at the time of their first consultation or through the referral submission form on the Naked Finance website.

 

 

2. Referral Reward

 

Reward Amount:

  • Both the Referrer and the Referred Friend will each receive a $50 Prezzy Card.

 

Reward Conditions:

  • The Referred Friend must successfully sign up for and complete the purchase of at least one of the following Naked Finance products:

    • Insurance (Life, Trauma, Income Protection, Health)

    • Mortgage

    • Investments

    • KiwiSaver

    • UK Pension Transfer

 

Reward Issuance:

  • The reward will be issued only after the Referred Friend’s product has been processed, approved, and finalized. For ongoing services, the reward will be provided after the first payment is received by Naked Finance (if applicable).

  • Rewards are limited to one per Referred Friend, regardless of the number of products they purchase.

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3. Program Limits

 

There is no limit to the number of referrals a Referrer can make; however:

  • Each referral must be a unique individual.

  • Naked Finance reserves the right to disqualify referrals suspected of being duplicates or fraudulent.

 

 

4. Reward Distribution

  • The $50 Prezzy Cards for both the Referrer and the Referred Friend will be sent via email within 30 days of meeting all conditions.

  • Naked Finance is not responsible for lost or stolen Prezzy Cards after they have been issued.

 

 

5. General Conditions

  • Naked Finance reserves the right to modify, suspend, or terminate the Program at any time without prior notice.

  • Participation in the Program is subject to all applicable New Zealand laws and regulations.

 

 

6. Liability

  • Naked Finance reserves the right to disqualify participants if it believes there is any breach of these terms, fraud, or misuse of the Program.

  • Naked Finance is not liable for any taxes incurred by the Referrer or Referred Friend as a result of receiving or redeeming the reward.

 

 

7. Privacy

  • By participating in the Program, both the Referrer and the Referred Friend consent to Naked Finance collecting and using their personal information for the purpose of administering the Program.

  • Personal information will be handled in accordance with Naked Finance's Privacy Policy. Link needed

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